The $19,999 price tag provides you with the bike, but you have to fill in the blanks. There is black plastic cover where the speakers should go and a black plastic cover where the navigation system should go, and I can’t imagine anyone dropping $20K on this bike and leaving those ugly covers there. Honestly, when we show up at launches like this, I want to ride the stock bike. I asked to ride a stock bike. I was not given that option. Instead, the bike came with all of the following aftermarket accessories installed: Adaptive headlight, tire-pressure monitor, Hill Start Control, Gear Shift Assist Pro, Keyless Ride, LED auxiliary lights, reverse assist, and the audio system with Bluetooth. This adds about another $5,000 to the price tag, which BMW thought was necessary to be on there before we got to ride it.